Here’s Why Fannie & Freddie Are Padding Their Portfolio2026’s Housing Motto: “Slow and Steady”
Fannie Mae and Freddie Mac are quietly adding billions to their mortgage bond portfolios. What does this mean for the housing market, interest rates, and your business as a loan officer? In this episode, Michael and Rich break down:
- Year-end buying tips for motivated sellers
- Why Fannie and Freddie are holding more mortgage bonds
- The potential exit from government conservatorship
- How this could impact mortgage rates and housing affordability
- What loan officers should watch for in 2026 and beyond
Plus, we’ve got a special invite for loan officers: take our industry survey at https://todayinmortgages.com and get a free benchmark report to see how you stack up in comp, tech, and support.

Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297.
The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

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