The Real Truth About Rate Locks
We’re wrapping up 2025 with one big question: Is now the time to lock your mortgage rate?
In this episode, Michael and Rich break down what rate locks really mean, the pros and cons, and why timing matters more than ever. From Fed rate confusion to real-world examples, we’ll help you understand how locking today could save you from surprises tomorrow.
Plus, we’ve got a special invite for loan officers: take our industry survey at https://todayinmortgages.com and get a free benchmark report to see how you stack up in comp, tech, and support.
Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297.
The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.
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