Congress Sleeps on Housing Reform
Let’s talk about what’s real, what’s hype, and what you should actually pay attention to in mortgage and real estate news. In this episode:
Key Discussion Points:
- Why the Road to Housing Act is now pushed to 2026
- How bundling with the defense bill caused delays
- What the bill aims to fix: affordability, zoning, and new loan products
- Pressure on Congress and the White House to act
- Positive signs for the mortgage industry heading into 2026
- How YOU can plan for a strong year with our Loan Officer Survey
Plus, we’ve got a special invite for loan officers: take our industry survey at https://todayinmortgages.com and get a free benchmark report to see how you stack up in comp, tech, and support.

Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297.
The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

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