2026 Housing Market Predictions

We’re closing out the year and looking ahead to 2026! What’s real, what’s hype, and what should you actually pay attention to in the housing market? In this episode of Today in Mortgages, we break down Redfin’s six big predictions for the coming year, including:

  • Opportunities for loan officers and real estate agents in 2026
  • Will mortgage rates finally dip into the low 6% range?
  • How wage growth could improve home affordability
  • Why existing home sales are expected to rise 3%
  • The affordability crisis and bipartisan policy action

Plus, we’ve got a special invite for loan officers: take our industry survey at https://todayinmortgages.com and get a free benchmark report to see how you stack up in comp, tech, and support.

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Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297.

The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

About Today in Mortgages

Today in Mortgages, the show where we try to make sense out of the click-bait headlines in Mortgage and Real Estate news that clients and buyers are being flooded with every day. We’re trying to find our what’s real and what’s hype in the market news and discuss how mortgage and real estate professionals should be navigating these tricky conversations with clients who are getting scared away from the housing market.

This is how we coach our people every day. If you’d like to see more of the tools we use to make our best better, click below to get started.

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