Welcome back, Dreammakers, to Today in Mortgages! In this episode, hosts Michael and Richard talk about the ongoing saga continues of whether Fannie Mae and Freddie Mac will go private. Today’s article is from the Scotsman Guide: “Senators demand answer from Pulte on plans to take Fannie and Freddie public.” The big debate is between keeping them under conservatorship, or going public. We don’t really know all the benefits and downfalls yet, but we do know one area which is a bone of contention for most lenders is the cost of doing business with them. If their fees go away from leaving conservatorship, we get lower rates. Listen in as we discuss this and more!
Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297.
The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.
About Today in Mortgages
Today in Mortgages, the show where we try to make sense out of the click-bait headlines in Mortgage and Real Estate news that clients and buyers are being flooded with every day. We’re trying to find our what’s real and what’s hype in the market news and discuss how mortgage and real estate professionals should be navigating these tricky conversations with clients who are getting scared away from the housing market.
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The State of the Union featured a brief but important look at housing, affordability, and first‑time homebuyer support. This episode breaks down the proposed measures — including grants, interest‑rate‑driven affordability improvements, and regulatory adjustments — and explores how they may impact buyers in today’s market. We also examine how lower rates interact with inventory levels, why the housing market remains shaped by a mix of high competition and constrained supply, and how consumer confidence varies across income groups. The conversation highlights the ongoing disconnect between economic data and how many Americans feel about the market, while outlining the key factors that will influence housing opportunities in the months ahead.
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