Refi’s Jump 111%!

Rates dipping and refis are jumping— up 111% from last year, according to MarketWatch. But is it the right time for you or your clients to refinance?

In this episode of Today in Mortgages, Michael and Rich break down:
– Why some Network Funding branches just had their biggest month in two years
– What types of refinances are trending (rate & term vs. cash-out)
– How to calculate real savings—even with closing costs
– Why loan officers should be reconnecting with their database right now
– What homeowners can do to prep for a smart refi move
– How to leverage PMI removal and insurance shopping for year-end savings
– What 2026 might look like for refis vs. purchases

Plus, we’ve got a special invite for loan officers: take our industry survey at https://todayinmortgages.com and get a free benchmark report to see how you stack up in comp, tech, and support.

Listen in as we discuss this and more!

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Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297.

The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.