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How does China’s Evergrande collapse affect US housing markets?

Evergrande Bankruptcy & China’s Ghost Cities

On Today in Mortgages we look at new data suggesting that the frozen housing market is beginning to thaw. Listen in as we break down today’s news!

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Good News for Loan Officers

2024 Is Looking Up!

The Mortgage Banker’s Association just put out projections for 2024, and things are looking up for the industry this year.

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How does the Silicon Valley Bank collapse affect the Mortgage Industry?

Are we looking at another 2008-style banking collapse?

The government bailed out the SVB so depositors would not lose their money. This should be an isolated situation, and we shouldn’t see a domino effect.

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4 Key Takeaways from Powell's Trip to Congress

Fed Chair Jerome Powell Flexes His Muscles on Capital Hill and Says More of the Same...

Fed Chair Jerome Powell flexed his muscles on Capital Hill this week, making markets go haywire yet again. But did he say anything new… really? We walked away with four key takeaways:

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Are You Having Housing Collapse Fears?

After a hopeful start to 2023, Forbes is asking (prematurely) if our hope was "premature"

In today’s episode, we look at an article from Forbes that gives us a number of menacing stats about the current state of the housing market, and headline the whole thing with the phrase “housing collapse.”

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Did Homeowners Really Lose $2.3 Trillion?

Redfin says you are poorer now that you were 9 months ago.

Did you loose money on your home last year!? Mmm… we’re not so sure. Today we look at an article from Yahoo! Finance claiming that US homeowners have LOST $2.3 trillion since June. What’s real? And what’s just hype for clicks?

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Biden's War on Fees Reaches Mortgage Insurance

What it means for your borrowers and how to talk about it

The Biden Administration is cutting mortgage insurance fees for some borrowers. How can you talk to your clients about this that may be on the fence about entering the real estate market right now? We break it down in this episode of Today in Mortgages.

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The BEST Way to Talk About Temporary Mortgage Buydowns

Help your borrowers understand the facts on getting a lower initial payment with a temporary buydown.

Do you have buyers trying and trying to get in to a home but struggling to come to terms with their monthly payment now that rates have shot up? When it’s available, a temporary buydown can go a loooong way to easing a buyer’s mind about their payment. We use a recent article from USA Today to outline how you should be using this method to coach your buyers and clients.

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Owning More Expensive Than Renting!? NPR Says So...

What is the real cost of renting over owning for your buyers' futures...

Based on data from ATTOM, our news item of the day comes from a podcast segment from Marketplace Morning Report entitled, “For most, owning a place is now pricier than renting.” We take a look at the facts.

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Predicting the Housing Market 5 Years Out?

Forbes just tried their hand at fortune-telling...

When everyone’s nervous about the economy, there’s one surefire way to get someone to click your article: predict what will happen in 5 years! While it may be an impossible task, forecasting is an essential part of every business, including yours! We break down what the predictions from Forbes mean and which predictions should hold your attention.

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